3825 American Elm, San Bernardino CA 92407 | $635,000

Step inside this beautiful two-story home, perfectly situated on a peaceful suburban street in Fontana. CA. From the moment you arrive, you'll be captivated by its charming facade, manicured front yard. As you enter through the front door, you're welcomed into a light-filled and inviting space, designed for both comfort and functionality.The ground floor features a spacious family room that flows effortlessly into a dedicated dining area, creating an ideal setting for entertaining friends or enjoying cozy evenings. The modern kitchen, conveniently adjacent to the dining space, offers a seamless transition from meal preparation to shared moments.Retreat to the second level, where you'll find three restful bedrooms. This includes a primary suite that provides a perfect sanctuary at the end of the day. With three bathrooms and a two-car garage, this home offers the convenience and modern amenities that fit today's busy lifestyle.See instructions for showings: Schedule your tours according to the showing instructions and see for yourself why this home is the perfect blend of style and substance.In addition, the first loan is an FHA loan with an effective rate of 4.25% and fully assumable. This is an additional selling point for buyers with cash. At $653,000, the buyers' down payment would be $237,000 plus closing costs. The buyer would assume the first loan of $416,000 at 4.25% with 25 years remaining. This means the property would be paid off in 25 years, becoming debt-free for the buyer.There'd be no lender approval needed for a short sale, making it a traditional transaction with a quick closing.However, the buyer must meet income and credit requirements to assume the loan. They'd also pay an assumption fee, title, and escrow.The subject property is tenant occupied. Please, do not disturb the tenants

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